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Other companies cater to drivers that have poor driving records. They typically sell them minimum liability protection and have higher rates that reflect their greater risk. In evaluating your risk as a driver, the factors that companies consider most are what kind of car you drive, where and how much you drive, your age, and marital status, your driving record, and your credit history. The age, make and model of the car you drive have a significant impact on your insurance rate. Typically the newer and more expensive your vehicle is, the more you will pay to insure it. This is an often overlooked factor when budgeting for a new vehicle. Drivers of vehicles such as sports cars and sport utility vehicles may pay more for insurance than other comparably priced vehicle types. Your insurance rates can jump up hundreds of dollars a year after purchasing a new vehicle. Due to the higher rates of thefts, vandalism, and accidents, drivers in urban areas tend to pay more for insurance than drivers in small towns or rural areas. Your rates will also go up if you are a high mileage driver. The average driver in the U.

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"Thanks," she said and they continued walking towards theGryffindor tower in silence. Whenthey got there, Harry noticed that Ron was still there, just sitting,doing nothing, and he was looking just as sour as he had been before. Ron's expression seemed to go even sourer when he noticed Harryentering the Common Room and he stood up and made his way up to theboys dormitory. Harry sighed wearily and sat down on one of thecouches in the room. "He'llcome around," Hermione said to him, sitting next to him, but Harrywasn't so sure. Hermione got the same book she had been readingearlier and continued reading it, while Harry just sat there, staringat the fire and wishing that two weeks would pass quickly so thathe'd have a change to talk with Sirius.

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Oh and I criticize myself every daypeople who didnt like your post were the kind of people too and dont like someone shoving in their face things they regret not doingprobably most of them did a lot of stuff but dont give a credit to themselves. Certainly there are those who are blind or just in denial but heck they just need one good smack in the head like you did to wake them up. Anyways I believe it is a good post although harsh but dont say people that dont get the message suck it might be because you are shoving shit all over their eyes and not letting them see !If doing amazing things with your life means turning into a self agrandizing, judgmental who just wants to destroy everyone in intellectual arguments youre doing it wrong. Your game might be more sophisticated than others, but its still a game, and you are still playing in the exact same matrix as everyone else. My is killin meI fit about half of this. Really powerful man. I do understand my lack of understanding and I deeeeefinitely KNOW Im not smart. Im a genius compared to what I used to be though. Damnthat shit makes me want to go do something man. LOL No clue what though. I was on my own for around 8 years and I was so lost, addiction got me, its all I ever saw in life, its what I knew.

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The first thing a criminal conviction of any kind does is make it tough to find a lawyer to bring a lawsuit for excessive force or false arrest, he said. Since most defendants cannot afford a lawyer, their only chance to get one to file the lawsuit is through a contingency fee, wherein the attorney is paid a percentage of the damages collected. Few attorneys will take an excessive force or false arrest case on a contingency basis if there is a conviction against the defendant. If the civil lawsuit does get filed, the chance is slight that any significant monetary damages will be awarded if the person bringing it has a conviction, because that will be deemed as proof that he or she was at least partially at fault, Dorfman said. If you are convicted its really, really bad because that conviction will be admitted into evidence and the attorney defending the municipality and defending the cops is going to make a lot out of it, Dorfman said. If there is any evidence at all of resisting, obstruction of government administration, assault on the police, or any provocative conduct that would likely cause the police to overreact, you are not going to get damages. You may take it to trial, and you may even win. But the jury or the judge is going to give you a dollar in damages if there is any proof that you yourself provoked some of what happened. That would be true even if you were beaten to within an inch of your life. COCKAMAMIE EXPLANATIONLegally, a police officers testimony is not supposed to carry greater weight than that of any other witness simply because of that law enforcement job status. But in reality, judges, just like jurors, tend to believe police over defendants.